Inland Coverage

Why Brokers Choose Inland Coverage

• Intelligent Underwriting: Real-time data and a proprietary Risk Score power our fast, accurate quotes.
• Seamless Submission: Submit online or via email. We respond quickly.  Our system extracts key info to save you time.
• Expert Underwriters: Our leadership is responsive, empowered, and solution-oriented.
• Broad Appetite: New ventures, intermodal shipments, reefer units—we’ve got you covered.

Motor Truck Cargo (MTC) Program

• Program Type: Motor Truck Cargo (Non-Admitted) 48 States, AAIS-based forms
• Key Limits: Up to $250,000 per unit
• Deductibles: $1,000 standard; Reefer deductible $2,500 (higher for older units)
• Optional Endorsements: Trailer Interchange, Contingent Cargo
• Eligible Risks: Dry Van, Reefer, Flatbed, Autos, etc.

Auto Physical Damage (APD) Program

• Program Type: Auto Physical Damage (Non-Admitted), ISO-Based Forms
• Key Limits: Up to $250,000 per tractor, $150,000 per trailer
• Deductibles: $2,500 standard (<$150K unit), $5,000 standard (>$150K unit)
• Optional Coverages: Towing, Non-Owned Trailer, Trailer Interchange
• Eligible Units: Model Year 2000+, Owned or 30+ day leased