EQ One

EQ One is a premier provider of earthquake insurance solutions to the wholesale brokerage community. Forged in relationships and powered by innovation, EQ One strives daily to deliver a higher standard of service and execution in the Difference in Conditions (DIC) market. We are a team of dedicated specialists working collaboratively to deliver powerful results in a fast-evolving industry.

EQ One boasts some of the greatest capacity in the DIC market. We can handle large and complex catastrophe risks across a broad range of asset classes and offer the following best-in-class features:

Difference in conditions (DIC) insurance, including earthquake, EQSL, and flood coverage
Earth movement available on an individual account basis with referral approval
Coverage for flood available outside of 100-year flood zones and in conjunction with an earthquake policy
DIC/earthquake and flood on course of construction available (36 month maximum term)
$72,500,000 in total primary capacity (higher capacity is available with referral approval)
$60,000,000 in excess capacity
Coverage available in all states

Minimum premium: $5,000
Minimum earthquake deductible: 5% in A, B, and E zones, 2% all other
Earthquake deductible buy-down coverage available
Minimum flood deductible: $25,000 (outside 100-year flood zones)
No maximum TIV restrictions
All parking types and construction classes are acceptable (certain restrictions apply)
Acceptable classes of business include, but are not limited to, homeowners associations, apartments, high-value dwellings, real estate, office buildings, hotels, retail, restaurants, and light manufacturing

Visit the EQ One website for more detailed information about our services.

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EQ One

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